Financial Statistics India 2026
A structured repository of Indian macroeconomic benchmarks, monetary policy indicators, and household financial yield baselines. Updated periodically for researchers, journalists, and financial planners.
| Economic Indicator | Rate / Value | Primary Source |
|---|---|---|
| RBI Repo Rate (Benchmark Policy Rate) | 6.50% | Reserve Bank of India |
| CPI Retail Inflation (Annual Average) | 4.80% | Ministry of Statistics (MOSPI) |
| Real GDP Growth Rate (FY 2025-26) | 7.20% | Ministry of Statistics (MOSPI) |
| Average Bank Fixed Deposit Rate (1-Year Yield) | 6.75% - 7.25% | State Bank of India & Major Banks |
| Public Provident Fund (PPF) Interest Rate | 7.10% | Ministry of Finance |
| Average 10g Gold Price (24K - Average) | ₹72,400 | Indian Bullion & Jewellers Assoc. |
| Nifty 50 Index (Average PE Ratio) | 21.8 | National Stock Exchange |
Macroeconomic Insights
The Indian economy in 2026 shows resilient fundamentals with an annual real GDP expansion baseline of 7.20%, supported by infrastructure growth and private capital outlays. Retail inflation (CPI) averages around 4.80%, within the RBI's target band of 4% (+/- 2%), prompting the central bank to maintain the repo policy rate at 6.50% to balance capital costs and credit growth.
For household investments, the spread between bank fixed deposits (averaging 6.75% to 7.25%) and sovereign savings schemes (PPF at 7.10%) remains narrow, prompting retail investors to allocate larger portions of savings into equity mutual funds via monthly SIPs.
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