Home Loan Calculator
Calculate home loan EMI and eligibility with detailed breakdown
₹50,00,000
₹5,00,000₹10,00,00,000
8.5%
6%15%
20 Years
5 Years30 Years
Results
Monthly EMI
₹43,391.162
Total Interest Payable
₹54,13,878.8
Total Amount Payable
₹1,04,13,878.8
Financial Journey Timeline
Key milestones in your financial journey
Apr 2026
Loan Start
₹50.0L
Your loan journey begins
Dec 2032
Optimal Prepayment
₹41.5L
Best time to make prepayment for maximum savings
Apr 2046
Loan Completion
₹0
Your loan is fully paid off
start
optimal
completion
How to Use This Calculator
Our home loan calculator helps you determine your monthly EMI for home loans. Simply adjust the loan amount, interest rate, and tenure using the sliders or input fields. The calculator instantly shows your monthly EMI, total interest payable, and the total amount you'll pay over the loan tenure.
- •Adjust the loan amount between ₹5,00,000 to ₹10,00,00,000
- •Set the interest rate between 6% to 15% per annum
- •Choose a loan tenure from 5 to 30 years
- •Download your results as a PDF for future reference