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Viral Finance Threads
1/ Why your ā¹15 LPA offer letter translates to a net take-home of only ā¹98K/month. A mega thread explaining all statutory Indian deductions: PF, Gratuity, PT, and TDS. š§µš
1/ Home loan prepayments are the ultimate wealth shortcut. Prepaying just 1 extra EMI annually reduces a 20-year tenure to ~16 years and saves ā¹9 Lakh in interest. The math: š§µš
1/ The Rule of 72 is the simplest way to calculate compounding doubling times. Divide 72 by your expected annual return rate. A visual breakdown: š§µš